Source: Credit Karma / Qualtrics Study

The Private, Offline Net Worth Tracker

51% of people can't calculate their net worth. This app does it in 60 seconds.

Track everything you own and owe without linking bank accounts. A manual net worth tracker that's simple, secure, and yours forever with a single purchase. The perfect alternative to Mint and Monarch.

Download free. $16.99 to own

"Great simple app... tracks overall net worth without needing to import any bank accounts or other private information. Dev has been very responsive!"

— Verified Google Play Review
One-time purchase
60-second setup
100% private
Worthy App Dashboard showing net worth of $185K with asset allocation chart, portfolio breakdown, and liabilities tracking - a private offline finance tracker

Retire your spreadsheet.

Spreadsheets are great for accountants, but terrible for life. They break, they require complex formulas, and they are a chore to update. Worthy replaces the "Excel fatigue" with a simple, guided flow that actually makes sense.

Video: Add assets like real estate, stocks, and crypto in seconds

Video: Track mortgages, loans, and credit cards privately

Face your finances without the fear

Debt is stressful, but ignoring it is expensive. Worthy gives you a private, judgment-free zone to list exactly what you owe. Seeing your liabilities clearly is the first step to eliminating them forever.

Watch your wealth grow

Stop obsessing over daily bank accounts disconnections. Worthy calculates your true Net Worth instantly, helping you focus on the big picture. When you see the graph go up, building wealth becomes addictive.

Video: Watch your net worth grow with beautiful charts

Pricing that aligns with
your financial goals

One-time purchase. Because charging monthly to see your own money is like paying rent to look in your own wallet. It's backwards.

Worthy

One-time payment. Yours forever.

$16.99 USD

Pay once. Own it forever.

  • Unlimited assets, debts, and accounts
  • Auto stock & crypto price updates
  • 100% private, on-device storage
  • No bank connection required
Download Free

30-day money-back guarantee

Loved by people who value
their privacy (and their money)

Join the investors who fired their spreadsheets and cancelled their subscriptions.

"Really appreciating this app. I've been wanting a way to summarize all of my accounts and portfolios across multiple institutions, without a direct connection like Plaid. Yes, it is manual and takes a bit of time to update, but that's why I like it. Once a week I do a check in on all accounts, and it's incredibly satisfying to watch the networth grow."

AC

Alicia C.

Google Play

"This app is simple yet elegant and focused on tracking your net worth offline. It's affordable, 1 time payment is worth it... I recommend this if you're interested in tracking your net worth with a little bit of manual entry."

JS

Jason S.

Google Play

"Great simple app that allows to track many different asset classes without needing to import any bank accounts or other private information."

Verified User

Google Play

Frequently Asked Questions

Everything you need to know about the private net worth tracker

Is my financial data stored on a server?

No. Worthy is a 100% offline, private finance app. Your data never leaves your device — no servers, no cloud sync, no accounts to create. Everything stays on your phone, completely under your control.

Do I need to link my bank account?

No bank linking required. Worthy is a manual net worth tracker — you enter your balances yourself. This means no broken Plaid connections, no security risks from third-party access, and no waiting for accounts to sync. It's the perfect no-link finance app for privacy-conscious users.

Is there a monthly subscription fee?

No subscriptions, ever. Worthy is a one-time purchase finance app. Pay once and own it forever. No monthly fees, no yearly renewals, no upsells. We believe charging monthly to see your own money is backwards.

Can I track crypto and real estate manually?

Yes! Worthy is a versatile manual asset tracker that handles all asset types: real estate, cryptocurrency, stocks, vehicles, collectibles, and more. You can also track mortgages, loans, and credit card debt. It's your complete private wealth dashboard.

How do I update stock and crypto prices?

Worthy offers automatic price updates for stocks and crypto. In the premium version, you can integrate with free services like Alpha Vantage to get real-time market prices — no subscriptions or paid APIs required. Your portfolio values stay current without manual updates, while your data remains 100% on your device.

How is Worthy different from Mint or Monarch?

Worthy is the alternative to Mint and Monarch for users who value privacy. Unlike those apps, Worthy doesn't require bank connections, doesn't store your data on servers, and doesn't charge monthly fees. It's an offline personal finance tool that focuses purely on net worth tracking without the complexity.