Worthy vs Mint
The Mint replacement that respects your privacy
Worthy
$16.99
One-time purchase. Free for up to 5 assets.
Mint
Closed
no longer available
What happened to Mint
Mint was discontinued in early 2024, leaving millions of users looking for a new home for their financial data. Worthy is the perfect replacement - no bank connections required, fully private, and yours forever with a one-time purchase.
- Mint shut down in March 2024, forcing users to migrate
- User data was pushed to Credit Karma with aggressive upselling
- Bank connections frequently broke and required re-authentication
- Free service meant your data was the product - sold to advertisers
- No offline access - required internet connection to see your own finances
- Complex interface with features most users never needed
Where Worthy wins
Built so what happened to Mint can't happen to your data.
One-time purchase (no subscription)
100% offline & private
No bank connection required
Data stays on your device
Side by side
| Feature | Worthy | Mint |
|---|---|---|
| One-time purchase (no subscription) | ||
| 100% offline & private | ||
| No bank connection required | ||
| Data stays on your device | ||
| Net worth tracking | ||
| Asset & liability tracking | ||
| Stock & crypto price updates | ||
| Transaction categorization | ||
| Bill reminders |
Is Worthy right for former Mint users?
Choose Worthy if
- You want your net worth kept current without linking your bank
- You want your financial data to stay on your device
- You prefer a one-time purchase to a subscription
Look elsewhere if
You mainly used Mint for budgeting or transaction tracking rather than net worth. Worthy doesn't categorise spending, so an active budgeting app will suit you better.
Moving from Mint to Worthy
- 1
Note your current balances
You only need today's numbers to start: each account, investment, property and debt.
- 2
Add them to Worthy once
Stocks, ETFs and crypto update their prices automatically, mortgages amortize on schedule and savings accrue interest, so most numbers stay current without any bank connection.
- 3
Backfill the history you care about
Add past values month by month on the history timeline, so your net worth chart shows the journey you were on before you switched.
Mint vs Worthy FAQ
Why did Mint shut down?
Intuit, Mint's parent company, discontinued Mint in March 2024 to focus on Credit Karma. This left millions of users without a home for their financial tracking, and many found their data automatically migrated to Credit Karma without their explicit consent.
Is Worthy a good replacement for Mint?
Yes! While Worthy doesn't do transaction tracking like Mint did, it excels at net worth tracking - which is what most Mint users actually cared about. Plus, Worthy is completely private (no bank connections), works offline, and is a one-time purchase instead of a free service that monetizes your data.
Can I import my Mint data to Worthy?
While there's no direct import, setting up Worthy takes less than 60 seconds. You simply add your accounts manually - which means no waiting for bank connections to sync or dealing with broken Plaid integrations.
What features does Worthy have that Mint didn't?
Worthy offers complete privacy (your data never leaves your device), works offline, has no ads or upselling, and is a one-time purchase. You also get automatic stock and crypto price updates without sharing any account credentials.