Net Worth Tracker Without Bank Connection

Track your wealth without linking your bank

One-time purchase 100% private No bank connection
Try Worthy Free

Why no bank connection?

Benefits of manual tracking

No Plaid, no Yodlee, no data aggregators accessing your accounts

No risk of bank credentials being compromised in a data breach

No broken connections or constant re-authentication

Works even when your bank doesn't support Plaid

Complete control over what financial information you track

Works offline - no internet required to see your finances

How Worthy works

1

Add accounts

Enter your assets and debts. Takes 60 seconds.

2

Update balances

Quick updates weekly or monthly. Stocks auto-update.

3

Watch it grow

Track your net worth over time. All data stays private.

Frequently Asked Questions

Why would I want a finance app without bank connection?

Bank connections (via services like Plaid) create security risks and privacy concerns. They can break, require constant re-authentication, and give third parties access to your transaction history. A manual tracker like Worthy is more private and often more reliable.

Isn't manual entry tedious?

Not with Worthy. Most users update their net worth weekly or monthly, which takes less than 60 seconds. You're just updating account balances, not categorizing individual transactions. Many find it more accurate than automated syncing.

Can I still track stocks and crypto without connecting accounts?

Yes! Worthy fetches stock and cryptocurrency prices automatically. You just enter what you own (e.g., 100 shares of AAPL, 0.5 BTC), and Worthy keeps the values updated without needing access to your brokerage accounts.

What if my bank doesn't support Plaid?

This is actually common, especially with credit unions and smaller banks. Worthy works with any financial institution because you're not connecting accounts - you're simply entering balances manually.

Is a no-connection tracker more secure?

Yes. With Worthy, your banking credentials are never shared with any third party. Your financial data stays 100% on your device, not on servers that could be breached. It's the most private way to track your wealth.

Ready for private net worth tracking?

No bank connection. No subscription. No data sharing.

$16.99 one-time
  • Unlimited assets & debts
  • Auto stock & crypto prices
  • 100% private, on-device
  • No bank connection
Download Free

30-day money-back guarantee