πŸ‡¦πŸ‡Ί Built for Australia

Track your net worth. Privately.

Track your net worth across super, ETFs, property, and crypto. Without CDR. Without a subscription.

No bank linking. No subscription. No one watching.

One-time purchase
60-second setup
100% private

Available on iOS and Android. Pay once. Yours forever.

Worthy net worth tracker dashboard β€” Australia

Made for Australians

Super, brokerage, property, offset accounts β€” plus the automations to keep them current without granting CDR access to a single bank.

  • Superannuation β€” industry, retail, or SMSF, manually entered
  • ASX shares and ETFs (BetaShares, Vanguard AU, iShares) β€” manual price updates
  • CommSec, NABTrade, SelfWealth, Stake, Pearler brokerages
  • US-listed shares with live prices via Alpha Vantage (VOO, VTI, QQQ)
  • Crypto with live prices (BTC, ETH, and 100+ others)
  • Multi-currency portfolios (AUD + USD)
  • Property with auto-amortizing mortgages and offset accounts
  • HECS-HELP and personal loans with daily interest tracking
  • Credit cards and BNPL with daily interest tracking
  • Vehicles and custom assets for everything else
  • Biometric lock + encrypted backups, all on your device

Everything you need. Nothing you don't.

Add your accounts, debts, and assets in a minute. Then watch the number grow.

Retire your spreadsheet

Spreadsheets are great for accountants. Less so for life. They break. They need formulas. They're a chore. Worthy is built like an app, not a worksheet.

See the number

Worthy adds it all up. No broken bank connections to babysit. Just a chart that tells you the truth β€” up or down.

Pay once. Done.

Charging monthly to look at your own money is like paying rent to peek inside your wallet. We don't do that.

$16.99 USD

Pay once. Yours forever.

  • Unlimited assets, debts, and accounts
  • Auto stock & crypto price updates
  • 100% private, on-device storage
  • No bank connection required

30-day money-back guarantee

Reviews

Don't take our word for it

We didn't ask. We didn't pay. People just keep saying nice things.

4.7

Real reviews. App Store and Google Play.

"The only net worth tracker worth using! Brilliant design, feature set and developer! Also the only app I could find that is subscription free (small one time fee) unlike other apps that will try to charge you monthly for half the features."

Dale W.

Google Play

"The only actively developed, subscription-free net worth tracking app I've found, with fully manual entry for those who prefer not to link external accounts for security reasons. The developer is great and responds quickly to feedback."

Jake S.

Google Play

"This is the optimal asset tracker, the best I've seen for several reasons: It's secure which is rare nowadays, the graphical interface is well thought out and intuitive, the developer is genuinely interested in user feedback. All this and the fact that it's free definitely sets it apart from apps developed by people whose sole motives are to make money for themselves, display bizarre user interfaces catering to their own best interests, and answer questions with prefab text blocks etc. Bravo."

C. V.

Google Play

"This app is fantastic for pulling all your accounts and financials together and getting a clear idea of your assets. Highly recommended!"

Brian M.

Google Play

"Really appreciating this app. I've been wanting a way to summarize all of my accounts and portfolios across multiple institutions, without a direct connection like Plaid. Yes, it is manual and takes a bit of time to update, but that's why I like it. Once a week I do a check in on all accounts, and it's incredibly satisfying to watch the networth grow."

Alicia C.

Google Play

"This app is simple yet elegant and focused on tracking your net worth offline. The developer has been great to interact with, and implemented a feature within a weekend of my email. It's affordable, 1 time payment is worth it (no subscription) and has an integration with a free service if you want your stock prices to update automatically. I recommend this if you're interested in tracking your net worth with a little bit of manual entry."

Jason S.

Google Play

"Great simple app that allows to track many different asset classes and track overall net worth without needing to import any bank accounts or other private information. Dev has been very responsive as well!"

Evgeny C.

Google Play

FAQ

Frequently asked questions

Things Australians ask.

Does Worthy track my superannuation?

Yes. Enter your super balance from your last statement (industry, retail, or SMSF) and Worthy includes it in your net worth. Update when you check the statement.

Will my ETF prices update automatically?

For US-listed shares (VOO, VTI, QQQ) and crypto, yes β€” Worthy pulls live prices automatically. ASX-listed shares and ETFs (VAS.AX, VGS.AX, BetaShares funds) are manual entry for now: the free price service we use doesn't currently cover the ASX. You update prices when you check your brokerage.

How does the mortgage tracking work?

Add your property as an asset and your mortgage as a liability β€” variable, fixed, or split. Worthy auto-amortizes month by month based on your rate and term. Offset accounts are tracked as cash with their interest impact accounted for.

I used Pocketbook β€” does this replace it?

Pocketbook shut down in 2024. Worthy is a private alternative focused on net worth tracking specifically: no CDR, no bank linking, no subscription. Enter your balances and Worthy keeps them current.

How does this compare to Frollo or Up Bank?

Frollo uses CDR data, Up Bank is a bank account. Worthy is for the bigger picture β€” what you own across super, ETFs, property, and offsets, with nothing connected to your bank.

Is the price in AUD?

Yes β€” AU$24.99, one-time. No subscription. Yours forever.

Start tracking. Privately.

One time. $16.99. Yours forever.

30-day money-back guarantee