Free financial tools

Rate vs prepayment privileges: see what accelerated bi-weekly, a payment increase or doubling up actually saves, and compare two lenders. Canadian or monthly compounding.

Compare your net worth with the median for your age, using official US, Canadian, UK and Australian data.

See how much you need invested today to retire without saving another dollar.

Find your available TFSA room today, correct on the 2015 limit and the withdrawal add-back rule.

Estimate how much OSAP you can get for 2026-27, and how much is grant vs loan under the new 25% grant rule.

See when your Ontario student loan is paid off: interest only on the provincial portion, federal portion interest-free.

See how much of your £20,000 ISA allowance is left this tax year, across cash, stocks & shares, IF and Lifetime ISAs.

See your 25% government bonus, what your LISA could grow to, and what the 25% withdrawal charge would really cost.

Check your concessional and non-concessional super contributions against the caps, with carry-forward and bring-forward.

Retiring before 60? See your FIRE number split between super and the investments that bridge you to preservation age.