Available on iOS & Android

Track your net worth. Privately.

A simple, offline app for tracking what you own and what you owe.

No bank linking. No subscription. No one watching.

One-time purchase
60-second setup
100% private
Download for Android Download for iOS

Available on iOS and Android. Pay once. Yours forever.

Worthy App Dashboard showing net worth of $185K with asset allocation chart, portfolio breakdown, and liabilities tracking - a private offline finance tracker
Features

Everything you need. Nothing you don't.

Start small. Add your accounts, debts, and assets in a minute. Then watch the number grow.

Retire your spreadsheet

Spreadsheets are great for accountants. Less so for life. They break. They need formulas. They're a chore. Worthy is built like an app, not a worksheet.

See what you owe

Ignoring debt is expensive. Mortgages, loans, credit cards — add them all. Worthy keeps the list to itself.

See the number

Worthy adds it all up. No broken bank connections to babysit. Just a chart that tells you the truth — up or down.

Know when you're free

Worthy projects when your money outruns your expenses. Financial independence stops being a vague goal and starts being a date on the calendar.

Pricing

Pay once. Done.

Charging monthly to look at your own money is like paying rent to peek inside your wallet. We don't do that.

$16.99 USD

Pay once. Yours forever.

  • Unlimited assets, debts, and accounts
  • Auto stock & crypto price updates
  • 100% private, on-device storage
  • No bank connection required
Android iOS

30-day money-back guarantee

Reviews

Don't take our word for it

We didn't ask. We didn't pay. People just keep saying nice things.

4.7

Real reviews. App Store and Google Play.

"The only net worth tracker worth using! Brilliant design, feature set and developer! Also the only app I could find that is subscription free (small one time fee) unlike other apps that will try to charge you monthly for half the features."

Dale W.

Google Play

"The only actively developed, subscription-free net worth tracking app I've found, with fully manual entry for those who prefer not to link external accounts for security reasons. The developer is great and responds quickly to feedback."

Jake S.

Google Play

"This is the optimal asset tracker, the best I've seen for several reasons: It's secure which is rare nowadays, the graphical interface is well thought out and intuitive, the developer is genuinely interested in user feedback. All this and the fact that it's free definitely sets it apart from apps developed by people whose sole motives are to make money for themselves, display bizarre user interfaces catering to their own best interests, and answer questions with prefab text blocks etc. Bravo."

C. V.

Google Play

"This app is fantastic for pulling all your accounts and financials together and getting a clear idea of your assets. Highly recommended!"

Brian M.

Google Play

"Really appreciating this app. I've been wanting a way to summarize all of my accounts and portfolios across multiple institutions, without a direct connection like Plaid. Yes, it is manual and takes a bit of time to update, but that's why I like it. Once a week I do a check in on all accounts, and it's incredibly satisfying to watch the networth grow."

Alicia C.

Google Play

"This app is simple yet elegant and focused on tracking your net worth offline. The developer has been great to interact with, and implemented a feature within a weekend of my email. It's affordable, 1 time payment is worth it (no subscription) and has an integration with a free service if you want your stock prices to update automatically. I recommend this if you're interested in tracking your net worth with a little bit of manual entry."

Jason S.

Google Play

"Great simple app that allows to track many different asset classes and track overall net worth without needing to import any bank accounts or other private information. Dev has been very responsive as well!"

Evgeny C.

Google Play

FAQ

Frequently asked questions

Things people ask.

Is my financial data stored on a server?

No. Everything stays on your phone. No servers. No cloud sync. No accounts to create.

Do I need to link my bank account?

Nope. You type in your balances. No Plaid, no third-party connections, no waiting for syncs.

Is there a monthly subscription fee?

No subscriptions. Pay $16.99 once. We think charging monthly to see your own money is backwards.

Do I have to update real estate and loans by hand?

You enter them once. Worthy keeps them current after that. Mortgages and loans auto-amortize on schedule, real estate updates on a cadence you set, and stocks and crypto pull live prices. Same up-to-date feel as a bank sync — without the bank.

How do I update stock and crypto prices?

Worthy can pull stock and crypto prices automatically using free services like Alpha Vantage. No paid APIs. Your data still never leaves your device.

How is Worthy different from Mint or Monarch?

No bank connection. No cloud storage. No subscription. That's the short version.

Start tracking. Privately.

One time. $16.99. Yours forever.

Download for Android Download for iOS

30-day money-back guarantee