🇺🇸 Built for the US

Track your net worth. Privately.

Track your net worth across 401(k)s, IRAs, brokerage, real estate, and crypto. Without Plaid. Without a subscription.

No bank linking. No subscription. No one watching.

One-time purchase
60-second setup
100% private
Download for Android Download for iOS

Available on iOS and Android. Pay once. Yours forever.

Worthy net worth tracker dashboard — United States

Made for Americans

Every account type you actually own — plus the automations that keep them current without a single bank login.

  • 401(k), Roth IRA, traditional IRA, SEP — manual entry, no Plaid
  • Fidelity, Schwab, Vanguard brokerage with live stock + ETF prices
  • Crypto with live prices (BTC, ETH, SOL, 100+ others)
  • Real estate with auto-amortizing mortgages — see your mortgage-free day
  • Credit cards with daily interest tracking — watch the cost accrue
  • Auto loans that amortize automatically
  • HSA, 529, treasury accounts, and custom assets for everything else
  • Biometric lock + encrypted backups, all on your device

Everything you need. Nothing you don't.

Add your accounts, debts, and assets in a minute. Then watch the number grow.

Retire your spreadsheet

Spreadsheets are great for accountants. Less so for life. They break. They need formulas. They're a chore. Worthy is built like an app, not a worksheet.

See the number

Worthy adds it all up. No broken bank connections to babysit. Just a chart that tells you the truth — up or down.

Pay once. Done.

Charging monthly to look at your own money is like paying rent to peek inside your wallet. We don't do that.

$16.99 USD

Pay once. Yours forever.

  • Unlimited assets, debts, and accounts
  • Auto stock & crypto price updates
  • 100% private, on-device storage
  • No bank connection required
Android iOS

30-day money-back guarantee

Reviews

Don't take our word for it

We didn't ask. We didn't pay. People just keep saying nice things.

4.7

Real reviews. App Store and Google Play.

"The only net worth tracker worth using! Brilliant design, feature set and developer! Also the only app I could find that is subscription free (small one time fee) unlike other apps that will try to charge you monthly for half the features."

Dale W.

Google Play

"The only actively developed, subscription-free net worth tracking app I've found, with fully manual entry for those who prefer not to link external accounts for security reasons. The developer is great and responds quickly to feedback."

Jake S.

Google Play

"This is the optimal asset tracker, the best I've seen for several reasons: It's secure which is rare nowadays, the graphical interface is well thought out and intuitive, the developer is genuinely interested in user feedback. All this and the fact that it's free definitely sets it apart from apps developed by people whose sole motives are to make money for themselves, display bizarre user interfaces catering to their own best interests, and answer questions with prefab text blocks etc. Bravo."

C. V.

Google Play

"This app is fantastic for pulling all your accounts and financials together and getting a clear idea of your assets. Highly recommended!"

Brian M.

Google Play

"Really appreciating this app. I've been wanting a way to summarize all of my accounts and portfolios across multiple institutions, without a direct connection like Plaid. Yes, it is manual and takes a bit of time to update, but that's why I like it. Once a week I do a check in on all accounts, and it's incredibly satisfying to watch the networth grow."

Alicia C.

Google Play

"This app is simple yet elegant and focused on tracking your net worth offline. The developer has been great to interact with, and implemented a feature within a weekend of my email. It's affordable, 1 time payment is worth it (no subscription) and has an integration with a free service if you want your stock prices to update automatically. I recommend this if you're interested in tracking your net worth with a little bit of manual entry."

Jason S.

Google Play

"Great simple app that allows to track many different asset classes and track overall net worth without needing to import any bank accounts or other private information. Dev has been very responsive as well!"

Evgeny C.

Google Play

FAQ

Frequently asked questions

Things Americans ask.

Does Worthy work with my 401(k) and IRA?

Yes. You enter the balance manually — any account works (401(k), Roth, traditional IRA, brokerage). Nothing connects to Fidelity, Schwab, or Vanguard, so there's no Plaid breakage and no third-party data sharing.

Will my stock and crypto prices update automatically?

Yes. Add a ticker (VOO, AAPL, BTC) and Worthy pulls live prices from Alpha Vantage — free, no paid APIs. Your share count stays put; the price refreshes on its own.

How does the mortgage tracking work?

Add your home as an asset (market value) and your mortgage as a liability. Worthy auto-amortizes the mortgage month by month based on your rate and term, so the balance, principal/interest split, and mortgage-free date update on their own.

How is this different from Mint or Monarch?

Mint shut down in 2024 and Monarch costs around $99/year with a bank-linking dependency. Worthy is a one-time $16.99 purchase, runs 100% on-device with biometric lock, and uses manual entry plus automations instead of Plaid.

Is there a free version?

Worthy is a one-time purchase — $16.99. No subscription, no in-app upgrades, no upsells. Free version is limited but you can try the full app for 30 days money-back guaranteed.

Start tracking. Privately.

One time. $16.99. Yours forever.

Download for Android Download for iOS

30-day money-back guarantee