Best Personal Capital Alternative
The Personal Capital alternative without the sales calls
30-day money-back guarantee
Why users leave Personal Capital
Common frustrations
Constant phone calls and emails from financial advisors
Free tier exists to sell expensive wealth management (0.49%-0.89% AUM fees)
Requires linking all your accounts - major privacy concern
Complex interface designed to upsell premium services
Worthy solves these problems with a simple, private approach.
Feature comparison
Frequently Asked Questions
Why does Personal Capital call me so much?
Personal Capital's free tools exist to identify potential wealth management clients. Once you link accounts showing $100k+ in investable assets, you become a sales target. Worthy never contacts you because we don't have your data.
Is Personal Capital really free?
The tracking tools are free, but you're the product. Personal Capital monetizes by converting users to their wealth management service (0.49%-0.89% annual fees on assets). Worthy is a simple one-time purchase with no upselling.
Does Worthy have Personal Capital's retirement planner?
No, Worthy focuses on net worth tracking only. If you need detailed retirement projections, Personal Capital does that well - but be prepared for the sales calls that come with it.
Can I track investments in Worthy like Personal Capital?
Yes! Worthy tracks all your investments including stocks, bonds, crypto, and retirement accounts. You can get automatic price updates without linking any accounts - just enter your holdings manually.
Ready to switch from Personal Capital?
Set up Worthy in 60 seconds. No bank connection required.
- Unlimited assets & debts
- Auto stock & crypto prices
- 100% private, on-device
- No bank connection
30-day money-back guarantee