Worthy vs Quicken
The Quicken alternative without the desktop-era baggage
Worthy
$16.99
One-time purchase. Free for up to 5 assets.
Quicken
$59.88/yr
Classic Deluxe · Premier $95.88/yr
| Total cost | Worthy | Quicken |
|---|---|---|
| After 1 year | $17 | $60 |
| After 3 years | $17 | $180 |
| After 5 years | $17 | $299 |
Based on Quicken's $59.88/yr plan at today's price. Prices in USD.
What Quicken is, honestly
Quicken Classic is the veteran of personal finance software - three decades of features for budgeting, investments, bills, and taxes. That depth comes with a subscription, a desktop-first design, and real complexity. If you want your net worth without the accounting homework, Worthy is the lightweight alternative.
Where Quicken wins
Real strengths, no hedging.
Transaction categorization
Budgeting & bill management
Investment reports & tax tools
Where Worthy wins
Also no hedging.
One-time purchase (no subscription)
Simple, no learning curve
Side by side
| Feature | Worthy | Quicken |
|---|---|---|
| One-time purchase (no subscription) | ||
| Built for mobile (iOS & Android) | Companion app only | |
| 100% offline & private | Local file, cloud sync | |
| No bank connection required | Manual entry optional | |
| Simple, no learning curve | ||
| Net worth tracking | ||
| Asset & liability tracking | ||
| Stock & crypto price updates | Stocks; limited crypto | |
| Transaction categorization | ||
| Budgeting & bill management | ||
| Investment reports & tax tools |
Which one is for you
Choose Worthy if
- You want your net worth kept current without linking your bank
- You want your financial data to stay on your device
- You prefer a one-time purchase to a subscription
Choose Quicken if
- You need transaction categorization
- You need budgeting & bill management
- You need investment reports & tax tools
Switching from Quicken
- 1
Note your current balances
You only need today's numbers to start: each account, investment, property and debt.
- 2
Add them to Worthy once
Stocks, ETFs and crypto update their prices automatically, mortgages amortize on schedule and savings accrue interest, so most numbers stay current without any bank connection.
- 3
Backfill the history you care about
Add past values month by month on the history timeline, so your net worth chart shows the journey you were on before you switched.
Quicken vs Worthy FAQ
Is Quicken still a one-time purchase?
No - Quicken moved to subscriptions in 2018. Quicken Classic Deluxe renews at $59.88/year and Premier at $95.88/year, and if you stop paying, bank downloads and sync stop working. Worthy is what Quicken used to be: pay once ($16.99), own it forever.
How is Worthy different from Quicken?
Quicken is a full accounting suite - transactions, budgets, bills, investments, taxes - built for the desktop. Worthy does one thing: net worth tracking, on your phone, with a 60-second setup. No registers to reconcile, no data file to back up, no categories to maintain.
Can Worthy replace Quicken for net worth tracking?
Yes. You add your accounts, loans, and holdings once, and Worthy keeps stock and crypto values current automatically while you update balances whenever you like. If you rely on Quicken's transaction registers, budgeting, or tax reports, keep Quicken for those - many people use Worthy alongside it just for the wealth picture.
Does Worthy have Quicken's sync and data-file problems?
No, because there's nothing to sync. Worthy doesn't connect to banks or maintain a desktop data file - your data lives on your device, so there are no broken connections to repair and no corrupted files to restore.