Worthy vs Pocketbook
A Pocketbook replacement your data can't be taken from
Worthy
AU$24.99
One-time purchase. Free for up to 5 assets.
Pocketbook
Closed
closed August 2022
What happened to Pocketbook
Pocketbook, one of Australia's most popular budgeting apps with around 800,000 users, was shut down by Zip on 5 August 2022, and all user data was deleted. Worthy is built so that can't happen to you: your financial data stays on your device, with no bank connection and no subscription.
- Zip shut down Pocketbook on 5 August 2022
- All user data was deleted when the service closed
- Users had to rebuild their financial picture somewhere else
- Bank-linked apps keep your data on servers you don't control
Where Worthy wins
Built so what happened to Pocketbook can't happen to your data.
Still available
One-time purchase (no subscription)
No bank connection required
Data stays on your device
Side by side
| Feature | Worthy | Pocketbook |
|---|---|---|
| Still available | ||
| One-time purchase (no subscription) | ||
| No bank connection required | ||
| Data stays on your device | ||
| Net worth tracking | ||
| Transaction categorisation & budgeting |
Is Worthy right for former Pocketbook users?
Choose Worthy if
- You want your net worth kept current without linking your bank
- You want your financial data to stay on your device
- You prefer a one-time purchase to a subscription
Look elsewhere if
You mainly used Pocketbook for budgeting or transaction tracking rather than net worth. Worthy doesn't categorise spending, so an active budgeting app will suit you better.
Moving from Pocketbook to Worthy
- 1
Note your current balances
You only need today's numbers to start: each account, investment, property and debt.
- 2
Add them to Worthy once
Stocks, ETFs and crypto update their prices automatically, mortgages amortize on schedule and savings accrue interest, so most numbers stay current without any bank connection.
- 3
Backfill the history you care about
Add past values month by month on the history timeline, so your net worth chart shows the journey you were on before you switched.
Pocketbook vs Worthy FAQ
Why did Pocketbook shut down?
Zip, which acquired Pocketbook, closed the app and web service on 5 August 2022. Around 800,000 Australian users were affected and their data was deleted.
Is Worthy a good Pocketbook alternative?
If you want to track your overall wealth (super, shares, property, savings and debts) privately, yes. Worthy focuses on net worth rather than day-to-day budgeting or transaction categorisation.
Does Worthy track super and Australian shares?
Yes. You can track superannuation alongside ASX and international shares, ETFs, crypto, property and mortgages. Share and crypto prices update automatically, and mortgages amortise on schedule.
Does Worthy connect to my bank via CDR?
No. Worthy never connects to your bank, under CDR (open banking) or otherwise. Your data stays on your device.